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At first you're relieved - the negotiating is finally over. But then the salesman walks you down a back hallway using a stark, cramped office with "Finance and Insurance" about the door. Inside, a man in a suit sits behind the desk. He greets you with a faint smile on his face. One hour later you walk in a daze: The whole deal was reworked, your monthly payment soared a person bought products you did not really want.
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